Every sale of access lands in your earnings balance in US dollars, minus the platform commission — 10% on Free and Basic, 5% on Pro and above. Earnings mature for 14 days (refund protection), then become available. Once your available balance reaches $50 you can request a payout to bank, PayPal or crypto; requests are reviewed and paid manually.
Want to set this up? Do it right in your Telm account.
Open in your dashboard1What Telm keeps
The platform commission depends on your group's plan: 10% of each sale on Free and Basic, 5% on Pro, Business and Enterprise. It's deducted at the moment of sale — what you see in the balance is already yours.
Payments made through Apple or Google in the mobile app carry at least a 10% commission regardless of plan, because the app stores take their own cut first.
One notable exception: Stars collected by your own white-label bot go directly to you through Telegram — Telm takes no commission on those, and they don't pass through the Telm balance at all.
2The 14-day hold
Each sale sits as pending for 14 days before it becomes available. This window exists because card payments can be refunded or disputed — if that happens, the related earning is reversed instead of being clawed back from a payout.
You can watch both numbers — pending and available — on the group's Monetization page in the dashboard.
3Stars, cards, and one balance
Card sales are recorded in US dollars as-is. Telegram Stars are converted to dollars at the platform rate (currently $0.013 per Star) at the moment of sale, and the rate used is stored with each transaction — later rate changes never touch past earnings.
The result is a single USD balance, no matter how your members paid.
4Requesting a payout
When the available balance reaches $50, the payout button on the Monetization page becomes active. A payout always takes the full available balance, and you can have one open request at a time.
Choose a method — bank transfer, PayPal, crypto, or other — and enter the destination details. Requests are reviewed and paid manually by the Telm team; you'll get a Telegram notification when the payout is sent (or if it's rejected, with a reason).
5What can reduce earnings
Refunds and chargebacks reverse the corresponding earning, proportionally for partial refunds. If an earning was still pending, it's simply cancelled; if the money was already paid out, the reversal is deducted from future earnings.
Everything else — pricing, who paid, when passes expire — is visible per-transaction on the Monetization page, so the balance is always reconstructable.